Why I Don’t Budget and the Three Things You Should Focus on Instead

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Oh boy, it’s January. That time of year again. Time for the dreaded New Year’s resolutions, the annual reviews and goal-setting season. You know what I’m talking about.

You see, in the lead-up to the New Year, everyone either eats or spends to much or — worse yet — does both! Then we freak out when January 1 rolls around.

When it comes to anything finance related, we usually say something along the lines of: “Yup, I’m going to spend less and live like a hermit in the new year.”

You get the… Read more →

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